Pedestrian Injury Compensation Case Studies


In June 2016 our client, who was 64 years old at the time, was walking to work in Bondi when she was struck by a car as she was crossing a narrow residential street.

Our client had been fit, well, and very active before the accident.  The injuries suffered in the accident curtailed her activities and caused her a considerable degree of pain and anxiety.

The insurer alleged that our client was responsible for her own injuries for not keeping a proper lookout when she crossed the road where the accident occurred.

We went to the scene of the accident and saw for ourselves that the road was very narrow in a highly residential area.  We concluded that there was no reason why the driver of the car would not have seen our client crossing the road and would have had ample time to slow down or stop and thus avoid hitting her. We also observed that there was no pedestrian crossing or traffic lights in the vicinity and that there was no reason why our client shouldn’t have crossed the road where she did.

At the settlement conference we successfully argued that there should be no discount for our client’s contributory negligence.

We successfully settled the claim, with no discount for contributory negligence.


In August 2013 our 50-year-old female client parked her car on a main street in Orange.  Our client stepped out of the car, closed and locked the door, using the key and then placed her key in her handbag.  She then started to turn towards the road which she wanted to cross.  Suddenly she was struck by a car which was going in the same direction as her car was facing.  She suffered terrible injuries.

The insurer completely denied liability for the accident and accused our client of causing the accident herself.  This was despite the fact that our client was wearing a long bright red overcoat at the time of the accident, and that the accident occurred in broad daylight on a straight road.

The insurer maintained its denial of liability throughout a lengthy court hearing, even when it became apparent that the judge would find that the accident was primarily caused by the driver’s negligence.

The judge ultimately awarded a significant sum to our client for her terrible injuries and losses.  The judge also awarded the insurance company to pay our client’s legal costs which, given the length of the trial, were very significant.


In 2011 our client, who was in her final year of high school, was driven home from school by a friend’s grandfather. When the car arrived in our client’s street she asked the driver to stop to let her out. The driver stopped the car. Our client, who was sitting behind the driver, opened the rear door of the car and got out. However, before she could retrieve her school bag from the car it drove off. Our client was knocked over by the car. Her right foot was run over by a rear wheel of the car.
Our client was taken to hospital where x-rays cleared her of any fractures in her right foot.However, within a short period of time, our client developed significant pain in her right foot and leg. Her mother took her to a medical specialist who diagnosed our client as suffering from a complex regional pain syndrome. This required significant medical treatment and therapy.Our client ambulated on crutches for several months. She was bullied at school and suffered significant psychological problems as well as her physical woes. Our client did her HSC. However her final mark was far lower than she had expected it to be before the accident.

The accident happened at a very bad time in our client’s life and the life of her mother. Not only was our client at a difficult age and apprehensive about her HSC year but her family life was in turmoil after her father “ran off with a younger woman“ leaving our client’s mother destitute and with the responsibility of looking after her and her two siblings.

No-one advised our client or her mother that she may be entitled to receive compensation or that she had 6 months from the date of the accident to lodge a claim. The accident wasn’t reported to the police until about six months after the accident when our client’s mother became concerned about the mounting medical bills. She wanted to know whether an insurance could be made to pay the medical costs.

It also took a long time before our client’s mother was given details of the registration number of the car which ran over her daughter. When our client’s mother finally informed the driver about the accident and asked him to contact his insurer she received a hostile response. This discouraged her from taking the matter any further.

My client moved to England with her mother and her siblings shortly after she finished high school. She entered university which she attended for a short time before being forced to discontinue her studies due to the unremitting pain in her right foot and leg.

Our client visited her father in Melbourne in January 2018. He informed her that she may have an entitlement for compensation because of her injury. He suggested that she call a personal injury lawyer in Sydney for legal advice.

She called Tom Goudkamp in mid-January 2018. She told him what had happened to her. He immediately advised her that she needed to complete and lodge a personal injury claim for compensation with the CTP insurer as a matter of urgency because she was already 7 years ‘out of time’.

The claim was lodged with the insurer a few days later. The insurer had two months to reject the claim and request that our client provide it with a “full and satisfactory“ explanation as to why her claim was not lodged within six months of the date of the accident.

Tom met with our client and her mother in London to obtain comprehensive details of the accident, their personal circumstances at the time and the reasons why our client, through her mother, did not submit a claim for compensation within six months of the date of the accident.

He provided the insurer with what he regarded to be a  ‘full and satisfactory explanation for the delay’, which the insurer rejected. The explanation included details of the family turmoil, the hostility of the driver and our client’s ignorance about the need to lodge a compensation claim within 6 months.

Accordingly the matter was litigated so that a judge could determine whether or not our client’s explanation for the lateness of her claim was ‘full and satisfactory’.

This issue came before a judge of the District Court in Sydney. The hearing lasted two days following which the judge reserved his decision. Several weeks later the judge delivered his verdict in favour of our client.

The judge ordered the insurer to pay our client’s  costs of the proceedings and allowed our client’s compensation claim to continue to a hearing on liability (ie whether the accident was caused by the driver’s negligence) and the quantum of the compensation to be paid to our client if the liability issue was decided in her favour.

The case is continuing.


Several years ago our client was hit by a car as she walked across an inner city road, fracturing her ankle and resulting in a severe concussion. Prior to the accident our client was a highly talented, intelligent, motivated and successful web-site developer.
The affects of her concussions included fatigue, reduced ability to concentrate, headaches and anxiety. As a result our client’s work performance suffered and her career slowed down.
The insurer admitted  liability for the accident but denied the adverse consequences claimed  by our client.
As often happens in such cases the doctors engaged by us and the insurer had opposing opinions as to the extent of our client’s deficits and restrictions.

The claim was ultimately  heard by a CARS Assessor who accepted our client’s assertions and preferred the opinions of our medical experts over the insurer’s experts. The Assessor awarded compensation to our client accordingly.


My client, a 15 year old school girl, suffered a severe brain injury when she was struck by a car as she ran across a pedestrian crossing in Sydney’s northern beaches.

The insurer of the car denied that the driver was in any way to blame for the accident and denied liability.

We attended the scene of the accident, interviewed our client’s friends who witnessed the accident  and engaged a traffic expert. Armed with this information we were able to settle the liability aspect of the claim on a 60/40 basis in our client’s favour.

The quantum ( compensation) part of the claim was subsequently settled with the court’s approval for a very sizable sum.


Our client, ML, was walking through a carpark at a busy shopping mall, returning her trolley to the trolley bay, when she was knocked over by a driver too busy looking for an empty parking spot to notice our client.

Inexplicably, police investigated the accident and determined that the accident was entirely our client’s fault, despite the fact that our client was standing in a marked pedestrian area when she was hit by the car.

Based on the police investigation, the insurance company denied liability for our client’s case. They refused to pay for any of her medical treatment, and would not entertain any sensible settlement discussions to try to resolve the case.

Our expert compensation lawyers did not back down from the fight. We conducted our own investigation, by travelling to the scene of the accident with our client and spoke to the witnesses, one of whom did not speak English! It was clear that the other driver was entirely to blame and that our client did nothing wrong.

To show the insurance company that we were serious, we commenced court proceedings, which soon after lead to a settlement for our client which acknowledged that the accident was entirely the fault of the other driver.


Our client MH went to a busy Sydney market to do some shopping when a forklift truck driver lost control of his vehicle and collided with MH. MH was a pedestrian walking along the pedestrian walkway when the forklift ran over MH’s foot.

MH sustained multiple fractures to his foot that required surgery. He had previously been an active grandfather but found himself no longer able to participate in activities that he once loved. He developed a severe psychiatric disorder as a result.

Passers by had taken down the registration number of the forklift, and we therefore brought a motor vehicle compensation claim against its CTP insurer on MH’s behalf. Liability was denied on the basis that the accident had not caused MH’s injury, and we therefore commenced court proceedings in the District Court.

We obtained a report from a biomechanical medical expert who confirmed that MH’s injuries were consistent with the forces applied from a forklift crushing his foot. We also obtained medical evidence supporting his orthopaedic and psychological conditions.

We secured MH a significant lump sum at an informal settlement conference without the need for his case to go to a Court Hearing.


Our young female client was visiting Brisbane from Sweden when she ran cross a very busy road when she mistakenly thought there was a pedestrian crossing.

Her companions yelled at her to stop. However she didn’t hear them.  She was struck by a car which had  green light. IE was conveyed to hospital having suffered a broken knee and head injury.
Our client was repatriated to Sweden. She then started suffering epileptic fits. She was diagnosed as having suffered a traumatic brain injury in the accident.  She was unable to resume work until she had received significant rehabilitation and medical treatment.
We met IE and her companions in Europe and took  detailed statements from them. It was then apparent that IE was probably the author of her own misfortune and that her claim against the driver’s insurance company was likely to fail.
Fortunately we were able to settle IE’s claim with the insurer on a heavily compromised basis so that IE at least received a tidy lump sum to partially compensate her for her  injuries and losses.


 After having an early dinner with his family our client met up with some friends for a few drinks until the early hours of Sunday morning.

 Being a responsible person he did not drive and was waiting for a taxi when he decided to cross the road at a very busy intersection contrary to the traffic lights and was struck by a vehicle.

Two drivers were able to avoid hitting our client as he crossed the first two lanes however, a third vehicle did not see him and ran him over, causing significant orthopaedic injuries including vertebral fractures and a mild brain injury.

Our client has no recollection of the accident.  We were able to successfully prosecute his claim on the basis that the third driver who struck him failed to keep a proper lookout.  This was on the basis that the first two drivers did see him and were able to avoid colliding with him.

 He did, however, have to accept some responsibility, and his damages were reduced by a significant sum for contributory negligence.

Despite the reduction he still was able to achieve a very good settlement of his claim.


Our client, who was near retirement age at the time, suffered serious orthopaedic injuries when she stepped in front of a moving car on a very dark and wet night in Balmain.

The police blamed our client for the accident on the basis that she should have crossed the road at a near-by pedestrian crossing, and that she ran in front of the car to get out of the pouring rain.

The insurer denied liability and court proceedings were commenced.

Despite the difficulty in proving any fault by the driver, our client’s claim was successfully settled for a significant sum on the basis that she was 50% to blame for the accident and her injuries.


Our client suffered injuries when a vehicle struck her when she was crossing the road.

There were three sets of lights and she had crossed through 2 of those traffic lights and was waiting to cross the third set of lights.

After the lights turned red, and before the green walk sign was illuminated, she began to cross the road and was struck by a vehicle.  The driver of the vehicle said that he had a green light and CM said she had the green walk light in her favour.

After protracted settlement negotiations the case was resolved.


 Our client, an 80 year-old pensioner, suffered a fractured leg when the car she had only just stepped out off suddenly reversed into her, rather than moving forwards, as she walked behind it.
The insurer alleged that our client was 30% to blame which we regarded as complete nonsense. Our client’s claim was satisfactorily settled with no discount for contributory negligence.

Our client was in the CBD for an appointment and was attempting to cross Hunter Street.  She waited for the traffic signal to turn green so she could walk across the road, and immediately that she stepped on to the road and was struck by a courier van on her right.

She was knocked to the ground and was then struck by the rear of the van.  As result she sustained a compound and displaced fracture of both the left tibia and fibula. She was transported by ambulance to St Vincent’s Hospital where she had emergency surgery and pins and screws were inserted in her left leg to stabilise the fractures.

Remarkably, she made an excellent recovery from her injuries to the extent that she has been left with minor ongoing disabilities.

The insurance company denied liability and initially blamed her for causing the accident.

At an informal settlement conference the insurance company maintained their denial of liability, however agreed that their insured failed to keep a proper lookout, and that the claimant partially contributed to the accident by also failing to keep a proper lookout, and an appropriate compromise was reached. Her case was settled for an appropriate amount and was considered to be a good result for our client.


Michael was a passenger in a vehicle driven by his mother.  She was his primary carer and would take him wherever he needed to go, as he was unable to drive as a result of a traumatic brain injury he sustained when he was an infant.

He relied on his mother to assist him with every aspect of daily living.

Whilst driving his mother was stationary in a line of traffic when a vehicle failed to stop in time and collided with the rear of her vehicle.  As a result, Michael sustained whiplash injuries to his neck and back, which prevented him from assisting his mother with the very limited assistance that he did provide her, that is with making his bed, mowing lawns, and generally helping around the house which is something he was capable of doing prior to the motor vehicle accident.

After protracted negotiations we were able to settle his claim.


After enjoying a long lunch with his work colleagues during the Christmas festive season, Jason was in the process of crossing the road in the CBD when unknown to him a bus driver who was very impatient decided to turn left into a street when mark was crossing the road.

There were other pedestrians still crossing the road, but the bus driver was impatient and could not wait and proceeded turning left in front of the other pedestrians who were crossing the road in the opposite direction.

Unfortunately, the bus driver struck Jason and did not realise he did so because there is no contest between a bus and a person.

After striking Jason the bus driver continued his left turn manoeuvre and drove a further 10 to 20 metres before bystanders caught his attention to stop the bus.  He was then made aware that he had run over a pedestrian.

Jason was lucky to survive the terrible accident, but unfortunately, as a result of his injuries, both of his legs had to be amputated.

Jason was accepted into the Lifetime Care and Support Scheme and all of his future care and treatment needs will now be funded for life. Since following his extensive rehabilitation, Jason was able to demonstrate more heroism and return to full time employment, and following his return to work he has continued to excel in his field and receive a promotion just prior to his case resolving.

Jason was successful in resolving his case and received compensation for his pain and suffering and past and future loss of income.


It was raining heavily in the evening peak hour at Balmain when our client alighted from a bus and then ran across the road. She almost made it but was struck by a car travelling in the kerbside lane and suffered serious orthopaedic injuries.

As expected the insurer of the car denied liability. Fortunately the claim was settled “out of court” for a sensible sum.


Our client was a young man who was deliberately injured as a pedestrian in a frightening motor vehicle incident. Our client sustained an injury to his low back which continues to cause him problems, particularly with the long distance driving which he is required to do for his job in the retail industry.

Fortunately our client made a strong recovery from his injuries and was able to return to work within a short period of time. We were able to negotiate a settlement for our client to compensate him for his medical expenses and his time away from work, and also as an acknowledgement of the frightening experience he had due to the dangerous driving of another person.


When our client was 12 years old he ran across a residential street from behind a parked car at Kurnell and was struck by a passing car. He suffered a broken leg for which he received excellent medical treatment. He made a full recovery.

A claim for compensation was lodged with the CTP insurer of the car which had hit him. Not unexpectedly the insurer denied liability but was prepared to submit an offer which our client accepted and which was approved by the District Court.


Our client was a pedestrian who was struck by a motor vehicle when she was walking on the driveway of McDonalds in a country town.  As a result she suffered a very serious injury to her ankle.

At the time of the accident she was 56 years of age and fully employed, and as a result of her injuries despite her best efforts to return to work, had to retire prematurely.

Her injuries were assessed at below 10% whole person impairment but she was still able to achieve an out of court settlement for a considerable sum.


This was a very unusual and difficult claim

SU’s partner, a very high achieving director of a dance company, was killed late one night in an inner Sydney suburb by a street sweeper as she was crossing the road. There were no witnesses and the driver of the street sweeper was not charged with any driving offence.

SU made a claim for nervous shock and loss of financial dependency.

The insurer denied liability on the basis that there was no evidence that the driver did anything wrong.

The claim was litigated and was very satisfactorily settled, on a compromise basis, at a court ordered mediation.


Charlotte was 9 years old when she was struck by an unidentified car, suffering 
massive brain damage. The insurer alleged that she had jumped out in front of the 
car without warning and thus denied liability. The case went to Court and the issue of liability was successfully resolved in her favour. The claim subsequently settled, 
with Court approval, for many millions of dollars.


Jasmine, 13, suffered catastrophic brain injury when she was run over by a car 
in the last of 6 lanes she was attempting to cross on a bush highway in Sydney.

She brought her claim for compensation against the Third Party insurer of the car
 which hit her.

The insurer alleged that the driver was not at fault. Rather it was Jasmine who 
was the author of her own misfortune in running across the sixth lane of the highway 
without giving the driver an opportunity of avoiding the accident.

On the second day of the court hearing negotiations resulted in the claim being
 settled on the basis that Jasmine was 50% responsible for the incident. Therefore
 her compensation was reduced by 50%. Jasmine still received a multi-million dollar 


Our client, an 80 year old, stony deaf, pensioner, was attempting to cross a busy road in Sydney, and was about to step onto the footpath on the other side of the road, when he was struck in the head by the left wing mirror of a passing truck.

As a consequence our client, who had been living independently before the accident, suffered a traumatic brain injury and has since had to reside in a nursing home.

Our client had suffered a brain injury many years before the road accident following an assault.  However the brain injury suffered in the road accident made his cognitive deficits much worse.

The insurer, not surprisingly, denied liability on the basis that our client was the author of his own misfortune by crossing a busy road in a dangerous place, and not crossing at a marked pedestrian crossing.

The case went to court and the driver and witnesses gave evidence.  Our client couldn’t give evidence because of his brain injury and his stone deafness.

After 3 days of court hearing the judge found the driver to be 80% at fault and awarded our client a significant sum for his pain and suffering.


Mrs MC, an 80 year-old pensioner, suffered a fractured leg when the car she had only just got out off suddenly reversed into her, rather than moving forwards, as she walked behind it.
The insurer alleged that our client was 30% to blame which we regarded as complete nonsense.
Our clients claim was satisfactorily settled with no discount for contributory negligence.


Sarah, a retired librarian, was struck by a car as she attempted to cross an inner city street. Despite the fact that the car had emerged from a lane way and was travelling on the incorrect side of the road when it hit the pedestrian the insurer alleged 50% contributory negligence by her.

The case was successfully settled with no allowance for any contributory negligence.


Our client, Trevor, suffered a number of injuries when he was struck by a car at a busy Sydney intersection.

Liability was denied by the insurer because Trevor had walked or possibly run straight in front of the car which had a green light. This was confirmed by our own investigations and interviews.

We obtained instructions to submit a settlement offer which to Trevor’s delight (and our surprise) the insurer accepted.


We acted for Jeremy, a man in his early twenties who was hit by a vehicle when crossing 
at traffic lights. The insurer denied liability and in the alternative alleged that 
Jeremy had contributed to the cause of the accident. There were issues as to Jeremy’s 
contribution to the accident because he stopped in the middle of the crossing to 
speak to a friend who was in a vehicle waiting at the lights. Proceedings were commenced 
in the District Court but after negotiations between the parties the matter was 
able to be settled out of Court for a very good result.


Trent was a 20-year-old apprentice carpenter who was hit by a car travelling at 
speed, as he crossed a pedestrian crossing. Fortunately Trent sustained moderate
 injuries, including a fractured dislocation of the metacarpophalangeal joint in
 his right hand.

However, being an apprentice carpenter, this injury significantly impacted on his
 ability to continue his training and become a qualified carpenter. Trent was forced 
to give up his dream of being a carpenter and re-train in a different profession. 
In this case we managed to successfully argue against the CTP insurer that Trent 
ought to be significantly compensated for his loss of opportunity to pursue his 
chosen career.

The claim was settled out of Court for a substantial sum.


Richard, 40, suffered catastrophic brain injury when he was struck by a car whilst
he was trying to cross a quiet Canberra road on a dark wet night. He was intoxicated
but nevertheless almost made it across the road when he was struck.

His claim was brought against the Third Party insurer of the car which hit him.
 The insurance company, whilst admitting liability, alleged that Richard was a major 
contributor to the accident and sought a hefty discount for contributory negligence.

Richard’s brain injury resulted in him requiring a high degree of care and rendering 
him unemployable. He received a multi million dollar settlement.


Charles was a 40 year old pedestrian, struck by a vehicle on a residential street.
 The driver was speeding and slightly intoxicated. Charles received serious orthopaedic 

The Defendant denied liability and alleged contributory negligence. The matter was 
complicated due to our client’s economic loss claim in that he had not worked for 
15 years. The clients claim was made up in bulk because he was assessed over 10%
 Whole Person Impairment and was entitled to compensation for pain and suffering.
 Settlement negotiations were conducted with the matter reaching an extremely successful